Does Fha Require Floor Coverings

Subject to the following required inspection.

Does fha require floor coverings. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. What is an fha inspection and appraisal. This is a short sale and appraiser has made comment that carpet in master bedroom has been removed and has bare concrete floors yet does not pose a health hazard. Department of housing and urban development.

Fha single family housing policy handbook pages 15 16. The federal housing administration fha does not require the repair of cosmetic or minor defects deferred maintenance and normal wear if they do not affect the safety security or soundness of. This is to make sure the home is worth the selling price. For an fha loan the u s.

Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. I would say no there does not need floor covering as long as there is no safety issue. This eliminates the need for construction exhibits. Frequently asked questions fha resource center bulletin board accessed march 21 2020.

Properties include but are not limited to. She has done the appraisal as is but stated floor covering is required. Fha repair and inspection requirements for existing properties and revisions to fha appraisal protocol pages 2 3. Finish work remaining buyer preference items i e floor coverings appliances fixtures landscaping etc.

The appraiser must note all items and make the correct adjustment for the deferred maintenance. A reader asks i have an appraisal prepared by fha approved appraiser. Fha guidelines require that a site be rejected if the property being appraised is subject to hazards.