Does Home Warranty Cover Hardwood Floors

Avoid no name flooring or a brand name that simply seems too good to be true.

Does home warranty cover hardwood floors. Home warranties are designed to protect appliances and some of the essential systems in your home. So does that make a 90 day warranty as good as that 100 year warranty. If your floor has a gaping hole in it however that doesn t guarantee your homeowners insurance will pay to fix or replace it. Despite covering most systems and appliances they have exclusions and limits on certain items.

The best way to learn about hardwood flooring is through your specialty dealers who understands and interprets the true meaning of these limited warranties. When it comes to hardwood flooring warranties keep it simple and you ll be covered every time. With any natural product variations within color and graining will be apparent in hardwoods. Hardwood flooring warranties come with several exclusions or areas that the warranty does not cover.

The coverage for any given claim depends on the policy terms the amount of your coverage and the nature of the damage. Typically the home warranty does not cover all the modifications and changes in your home. A well educated and trained wood floor sales professional should comfortably explain the limitations of a limited warranty to set your mind on the right floors for your specific needs. A good example of this situation is where your hvac system needs to be replaced.

In some cases homeowners insurance won t help. The warranty covers the factory applied uv cured polyurethane or aluminum oxide finish on pre finished hardwood floors which will not wear through to bare wood or allow peel blister separation of factory finish. What is a home warranty. Natural color changing or gloss reduction is not considered wear through and is a natural part of owning a wood floor.

A home warranty will typically cover most major components of large home systems such as your hvac central heating ventilation air condition hot water heaters plumbing electrical and more. Some plans allow you to purchase optional add on coverage for. Start by choosing a quality reputable manufacturer with history behind it. It may also cover regular appliances such as washers dryers refrigerators and stoves.

So if you were. They are not the same as homeowner s insurance neither are they a replacement home warranties do not cover perils such as fires structural damage from storms property crimes and the like.